Famous African American of the 20th Century Research Paper

Famous African American of the 20th Century - Research Paper Example In 1964, he became the youngest person who was given the Nobel Peace Prize for his endless efforts to stop racial discrimination and racial segregation. Slavery exists in the world since centuries. It started in America in 1600s with the African Slave Trade when the Africans were transported from the west coast of Africa to the Americas and were sold to slave traders. These slave traders kept them in horrible conditions and were made to do labor intensive work on coffee, tobacco, tea, sugar plantations. They were beaten, lashed, starved and deprived with even basic necessities of life such as food and shelter. The Bible also permitted slavery as well as the early laws of Babylon which stated that a man can own another man like he owns an animal. In other parts of the world the slaves could belong to any race. However, in America the slaves were blacks. The divide between the blacks and white continued to mature and lead to severe riots, protests, and eventually a civil war. Martin Lu ther King rose in 1955 when he was appointed as minister in Montgomery. His tough believes in achieving civil rights and non violence movements also established him as an opponent to the American participation in the war in Vietnam. He recognized that the finest approach to unshackle African American and to give them their rights could be achieved through non violent protests and demonstrations. Several of his beautiful quotations are examples of his support for non violent protests; â€Å"At the center of non-violence stands the principle of love.† He believed that any kind of violent act from the civil rights workers will show the way to the segregationists for opposing actions which will cause grievance and death for his supporters. Through non violent protests his movement gained recognition and many associates and opened up the way for the passing of Civil Rights Bill in 1964-1965. Moreover, King was determined to spread his message to everyone and gain support from all corners regardless of class and race differences. He wanted the white moderate to awake from their deep sleep of negligence of moral and political values. Also he wanted them to appreciate the fact that desegregation will lead to elimination of social and legal prohibitions. He was also dismayed by the indifferent attitude of the moral people towards this discrimination, because of which people with sick intentions were making progress. His â€Å"Letter from the Birmingham Jail† is an essay which clarifies and gives details of the motives behind the non violent civil disobedience movement and also explains the methods used for this mass movement. King was a man who contributed immensely towards shaping and influencing the lives of Americans during the 1950s and 1960s. In this period of time, Americans did not have the courage to stand up for their rights, project their demands and views and accepted whatever was given to them. Martin Luther King was the beam of light that sho wed them the path to freedom and individuality. For example in 1955 after the Montgomery civil rights movement had started an activist Rosa Parks refused to abide by the law for segregation in public buses. A bus boycott was initiated and

Group Long Term Insurance Essay Example | Topics and Well Written Essays - 1250 words

Group Long Term Insurance - Essay Example Employer-based group long term insurance is an essential comprehensive benefits package that offers long term insurance to the employees (Wiener and Illston 66). Reasons for use There are numerous advantages for enrolling in a group long term insurance since the patient does not need to meet any medical requirements before obtaining the group long term policy cover. The relatives and immediate family members of the individual may also be covered, since many group long term care policies allow the retirees and spouses to apply for the long term care coverage. If the group long term insurance consists of a high proportion of relatively younger employees, the insurance provider will be able to charge lower premiums compared with the individual long term plans (Beam and McFadden 357). Group long term insurance helps protect the employee retirement plans. Well informed employees understand that without a Group long term care, medical expenses after retirement can adversely deplete the emp loyee portfolio of assets (Beam and McFadden 369). Some Group Long term insurance policies enable employees to receive benefits and care from any place in the world. The Group long term insurance eases the emotional and physical burden of the family members since they are involved in the care-giving process but are not the primary providers. Group long term insurance covers the costs of care received at home, in the community and also in the nursing homes (Beam and McFadden 378). There are various benefits that accrue to employers who provide Group long term care to their employees. The employer is able to retain the most qualified and skilled employees in the company therefore reducing production losses associated with work stoppages (Beam and McFadden 357). Group long term insurance acts as an incentive of attracting and hiring new employees in the Company. The insurance cover offers the employer a competitive edge since it is an alternative to increasing salaries (Long Term Care Insurance 2). The employees will also receive additional benefits from the Group long term insurance since other programs like training of caregivers and care providers are included in the insurance plan. The employees also receive assistance on claim filling and can enjoy other wellness programs that may be incorporated in the Group long term insurance (Long Term Care Insurance 3). Administration and process All the insurance products for group long term insurance are consistent with Long term Insurance Model Act. HIPAA has imposed several standards that have led to increase in the coverage. The Act has reduced the revenue losses associated with coverage due to changes in the income tax codes. For eligibility to favorable tax treatment, the insurance contract should be qualified therefore contract is guaranteed renewable and all the refunds of premiums and dividends are applied as future reductions in premiums or to increase the future benefits (Beam and McFadden 360). The cost of the group long term insurance is covered by the employee. The initial premiums are calculated on five year age period brackets and increase significantly with the increase in the age of the employee (Wiener and Illston 65). Most of the States require the insurance companies to protect the benefits of employee from